Private enquiry
ONYX / FINANCIAL SOLUTIONS

Tomorrow's technology.
Within reach.

Explore financing possibilities for medical, aesthetic and wellness equipment. Acquire advanced technology while keeping working capital, total cost and your business goals in view.

Explore financing Understand your options
Medical aestheticsLongevity technologyCanada
THE ONYX APPROACHCapital is a tool.
Technology is the investment.

We help you explore possible financing pathways alongside the equipment purchase—not through a generic catalogue of unrelated devices.

01 / THE COLLECTION

Technology for
what’s next.

Explore our current technology collection or ask us about your equipment requirements. Our team can help you understand the next step.

ONYX Solara multisensory longevity BioPod
01 / SOLARALONGEVITY TECHNOLOGY

Solara.

Multimodal wellness technology for a considered longevity and recovery experience.

Explore Solara financing
ONYX Velor laser hair-removal system
02 / VELORAESTHETIC TECHNOLOGY

Velor.

Precision-minded triple-wavelength laser hair-removal technology for aesthetic practices.

Explore Velor financing
01 / PRESERVE OPTIONALITY

Plan around working capital.

Explore a potential payment structure instead of committing the full purchase amount upfront.

02 / MATCH THE PURCHASE

Consider the complete picture.

Equipment choice, business profile, term, initial contribution and total cost all influence the right path.

03 / STAY INFORMED

No premature promises.

Actual offers, documents and eligibility are determined by the financing provider and disclosed before commitment.

02 / FINANCING EXPLAINED

A smarter structure
begins with clarity.

Not all equipment financing works the same way. Compare common commercial structures and understand the questions worth asking before you sign anything.

01 / LEASE STRUCTURE

Use the equipment.
Manage the commitment.

A commercial lease can spread payments over an agreed term. Ownership, purchase options, taxes, fees and end-of-term obligations depend on the actual contract.

  • Defined periodic payment obligations
  • Possible purchase or return provisions
  • Upfront payment may be required
  • Business and credit assessment applies

These are general educational descriptions, not available financing offers. Your lender's documentation governs the actual structure, eligibility, ownership and costs. Consult your accountant or legal adviser when appropriate.

03 / THE PROCESS

A direct path.
No unnecessary friction.

Start with the equipment. Understand the options. Let verified underwriting determine the offer—not marketing promises.

01

Choose a technology

Tell us what kind of equipment your practice needs and how you plan to use it.

02

Share the essentials

Give us basic company and contact details. No personal credit documents on this page.

03

Review possible routes

Where appropriate, explore available financing arrangements and the lender's requirements.

04

Decide with confidence

Review a formal offer, total cost and terms before moving forward with your purchase.

Applications and financing are subject to lender assessment. An enquiry does not constitute approval or reserve any equipment.

Discuss your purchase
04 / INVESTMENT PLANNER

Make room for
the numbers.

Explore a hypothetical amortizing loan scenario to understand how cost, an initial contribution and repayment term could affect a payment. This is a planning exercise, not a quote.

$500$250,000

Type any amount directly, including amounts below $10,000. The slider is a quick selector up to $250,000.

$0Up to full amount
48 months
12 months84 months
10.0%
0%25%

The amounts and rates shown are hypothetical, not actual ONYX prices, lender rates or approved financing terms. Taxes, documentation fees, insurance and other charges are excluded.

SCENARIO / MONTHLY PAYMENT
$1,141 /mo

Illustrative principal + interest only

Amount financed$45,000
Total loan payments$54,783
Interest over term$9,783
Upfront contribution$5,000

Illustrative amortizing-loan mathematics; not a lease calculation, lender quote, financing invitation, approval indication or revenue projection. Actual financing may differ materially.

Why no “ROI guarantee”? Equipment revenue depends on utilization, staffing, treatment pricing, marketing, consumables and overhead. A payment calculator should show a payment assumption—not pretend to know your profit.

05 / ELIGIBILITY

Every practice
has its own
starting point.

New and established businesses can have different documentation needs. The financing provider decides which applications and terms it can consider.

Previously declined elsewhere?You can still request a conversation. We can discuss whether another suitable route may exist, but we cannot promise an alternative approval.
WHAT A FINANCING PROVIDER MAY REVIEW
Business profile

Time in operation, ownership, location and the nature of your practice.

Purchase details

Equipment selection, cost, intended use and any proposed down payment.

Financial position

Revenue, cash flow, liabilities and documents requested through a secure process.

Credit & guarantees

Business or personal credit assessment, collateral or guarantees where required.

Do not upload financial statements, IDs or credit reports through this preview. Sensitive underwriting information should only be collected by an authorized provider using a secure application channel.

06 / YOUR QUESTIONS

Everything
worth asking.

Useful answers before you request financing. Specific terms must be confirmed with the financing provider.

What types of equipment financing can I enquire about?

You can enquire about equipment financing related to an ONYX purchase. Availability and any offer depend on the equipment, the financing provider and its assessment.

Can a startup or new clinic apply?

You can enquire as a new business. Startups may face additional criteria or documentation requirements, and not every lender finances new businesses.

What if I've previously been declined financing?

A previous decline is useful context for an initial discussion. It does not automatically rule out every possibility, but ONYX cannot assure an alternative lender, offer or approval.

Is leasing better than an equipment loan?

Neither is universally preferable. Compare the total cost, payment schedule, ownership and end-of-term rights, tax implications, guarantees and any additional fees. Your business adviser can help assess the trade-offs.

What deposit, interest rate or term should I expect?

There is no single advertised ONYX financing offer on this page. The provider would determine the actual terms based on underwriting and the particular transaction.

Will a financing enquiry affect my credit?

This preliminary ONYX enquiry is not itself a credit application. A financing provider may require a credit check later and should disclose whether it is a hard or soft inquiry before you consent.

How quickly can equipment be delivered after approval?

Financing approval and equipment delivery are separate steps. Delivery and installation depend on the product, confirmed order, contract and logistics. ONYX will provide applicable purchase and fulfilment details directly.

07 / THE NEXT STEP

Your next move.
Considered.

Tell us about your equipment requirements. We’ll use those details to help guide an initial financing conversation around your practice.

Direct equipment focusEquipment-focused guidance, without a confusing catalogue of unrelated financial products.
Business-first dialogueInitial information only. Formal underwriting belongs with an approved financing provider.
Clear expectationsNo approval guarantees and no undisclosed estimated payment offers.

Start a private enquiry.

A short introduction. Not a credit application.

ONYX uses the information you provide to respond to this financing enquiry. Please do not submit banking details, identification documents or credit files here.